Credit

CreditCardRatings.com - Find reports on low rate, poor credit, reward, corporate, and student credit cards. Answer questions such as “Which is better: a flight card or a low rate card” using special credit calculators. Learn from links and extensive information about consumer credit. Post a credit related question on the message board. From U.S. Citizens for Fair Credit Card Terms, Inc. (CFCCT).

Your Access to Free Credit Reports - The Fair Credit Reporting Act (FCRA) requires each of the nationwide consumer reporting companies – Equifax, Experian, and TransUnion – to provide you with a free copy of your credit report, at your request, once every 12 months. Here are the details about your rights under the FCRA and the Fair and Accurate Credit Transactions (FACT) Act, which established the free annual credit report program.

Credit Scoring - Ever wonder how a creditor decides whether to grant you credit? For years, creditors have been using credit scoring systems to determine if you’d be a good risk for credit cards and auto loans. More recently, credit scoring has been used to help creditors evaluate your ability to repay home mortgage loans. Here’s how credit scoring works in helping decide who gets credit — and why.

Financial Planning

Financial Planning and Retirement - Information about financial issues facing retirees. Topics include estate planning, financial advisors, insurance, investing and saving, and retirement income (such as individual retirement accounts, social security benefits, pensions, and annuities). Includes links to related information. From AARP.

Financial Education and Tools - Contains information and interactive planning tools on savings, budgeting, home and car purchasing, investing, loans, education, retirement, and estates. From Bank of America.

"Straight Bankruptcy": Chapter 7 - "There are several types of bankruptcy, each provided in a separate chapter of the Bankruptcy Code, a federal statute. Proceedings under Chapter 7 (straight bankruptcy) involve surrendering most of the borrower's nonexempt assets." This site provides questions and answers about this type of bankruptcy, including explanations of exempt and nonexempt assets and how this type of case begins. From the American Bar Association (ABA).

 

Investments

Barron's Online -  A premier financial weekly, with in-depth news reports and analyses on global financial markets, plus comprehensive statistics on trading and financial activities.

CNN/Money -  CNN and Money Magazine combine business news, stock quotes, and financial market coverage with personal finance advice, tools, and investing tips.

Forbes -  One of the most widely visited business web sites on the Internet. It features in-depth coverage of current business and financial events.

Kiplinger - Publisher of timely personal finance advice with business forecasts.

Old Stock Certificates - Links to sites showing how to determine the value of old stock certificates.

Yahoo! Finance  - provides financial news, research, charts, and quotes.

Morningstar - An investors' service that provides financial data on over 13,000 mutual funds and 7,000 stocks. Offers a variety of screening, ranking and other resources for investing.

Investor Alerts -  Fraud alerts put out by the U.S. Securities and Exchange Commission.